Object structure

Title:

Flow of Loans and Preferences in Loan Terms in the Polish Banking System.An Attempt at Evaluation

Subtitle:

Raport Badawczy = Research Report ; RB/86/2003

Creator:

Gadomski, Jan. Autor

Publisher:

Instytut Badań Systemowych. Polska Akademia Nauk ; Systems Research Institute. Polish Academy of Sciences

Place of publishing:

Warszawa

Date issued/created:

2003

Description:

18 pages ; 21 cm ; Bibliography p. 18

Subject and Keywords:

Sektor bankowy ; Bank ; Banks ; Banking sector

Abstract:

At the macro level, the time-series of the amounts of loans granted by (a flow) and repaid (a flow) to the banking system in each period are not available. However, one can get the information concerning the structure of loans (a stock variable) regarding their duration. Every month the loans are being granted for different terms: from overnight ones to those lasting several years. The preferences of the credit takers are reflected in the term distribution of the outstanding loans. In order to estimate these flows, the model has been developed aimed at linking the above-mentioned preferences, the levels of loans and flows. In the approach proposed, the amount of credit outstanding is a resultant of the rate of the new loan flow but also of the average duration of these loans. The evaluation results are presented.

Relation:

Raport Badawczy = Research Report

Resource Type:

Report

Source:

RB-2003-86

Language:

eng

Language of abstract:

eng

Rights:

Creative Commons Attribution BY 4.0 license

Terms of use:

Copyright-protected material. [CC BY 4.0] May be used within the scope specified in Creative Commons Attribution BY 4.0 license, full text available at: ; -

Digitizing institution:

Systems Research Institute of the Polish Academy of Sciences

Original in:

Library of Systems Research Institute PAS

Projects co-financed by:

Operational Program Digital Poland, 2014-2020, Measure 2.3: Digital accessibility and usefulness of public sector information; funds from the European Regional Development Fund and national co-financing from the state budget.

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