@misc{Gadomski_Jan_Rozwój_2001,
 author={Gadomski, Jan},
 copyright={Creative Commons Attribution BY 4.0 license},
 address={Warszawa},
 journal={Książka = Book},
 howpublished={online},
 year={2001},
 publisher={Instytut Badań Systemowych. Polska Akademia Nauk},
 publisher={Systems Research Institute. Polish Academy of Sciences},
 language={pol},
 abstract={The author presents a model of the financial sector. An emphasis has been put on the description of interrelations between the creation of deposits, demand for loans, interest rate and the reserve ratio. The model is a dynamie one: bank deposits are being supplied by the inflow of new savings and exhausted by the outflow of money withdrawn from the bank accounts. loans are granted from excess reserves, which in tum are formed by the inflows of new savings, repaid capital loans and investment deposits, and are exhausted by the deposits withdrawn, loans granted and the usage of the investment deposits. The demand for the loans and their supply determine the bank rates. The reserve ratio and the non-interest bank costs determine a difference between the interests on loans and the interes/ on deposit.},
 title={Rozwój i zastosowania technologii i systemów informatycznych * Modele i systemy wspomagania decyzji w ekonomii i finansach * Zarys modelu polskiego sektora bankowego},
 type={Text},
 URL={http://www.rcin.org.pl/Content/197905/PDF/KS-2001-03-T28R04P02.pdf},
}